Simple budget for a tight month after 18 years as a barista

My income is now a fraction of what it was as a barista and I am trying to cover the essentials. I have been trying to stay organised about it. The rent is fixed and the car payment is high. Did lenders work with you?

A paper list of bills by due date helped me more than an app. I could see the month at a glance.

I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.