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Simple budget for a tight month - 14 months and counting

  • Lukas Kowalski

    7/5/2026, 11:36:57 AM

    My income is now a fraction of what it was as a line cook and I am trying to cover the essentials. There are 12 people counting on me, so I am trying to be careful. I am nervous about falling behind.

  • Ingrid Kowalski

    9/28/2026, 5:53:39 AM

    I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.

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