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Simple budget for a tight month - 13 months and counting

  • Vivek Mercer

    9/9/2026, 9:54:22 AM

    We are a household of 3 and the budget no longer works. I am in Phoenix, in case local advice matters. I am nervous about falling behind.

  • Sanjay Mercer

    9/28/2026, 6:48:18 AM

    I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.

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