Simple budget for a tight month - 11 months and counting

My income is now a fraction of what it was as a software tester and I am trying to cover the essentials. I am nervous about falling behind. Did lenders work with you?

Keep everything in writing and save the confirmation numbers. It made the follow-up calls so much easier.

Thanks for writing this out. I went through something close to it 11 months ago, and it settled down once I kept a simple log of every call and form.