Simple budget for a tight month - 10 months and counting

We are a household of 9 and the budget no longer works. I have been trying to stay organised about it. The rent is fixed and the car payment is high. Did lenders work with you?

Keep everything in writing and save the confirmation numbers. It made the follow-up calls so much easier.

A paper list of bills by due date helped me more than an app. I could see the month at a glance.