How do you handle bills on unemployment? (update)

My income is now a fraction of what it was as an accountant and I am trying to cover the essentials. The rent is fixed and the car payment is high. Any apps or methods?

I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.

Thanks for writing this out. I went through something close to it 10 months ago, and it got easier once I kept a simple log of every call and form.