How do you handle bills on unemployment? (Knoxville)

My income is now a fraction of what it was as a pharmacy technician and I am trying to cover the essentials. I am in Knoxville, in case local advice matters. I listed needs and wants and cut a few subscriptions. What helped you?

I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.

Thanks for writing this out. I went through something close to it last year, and it settled down once I kept a simple log of every call and form.