How do you handle bills on unemployment?

My income is now a fraction of what it was as a payroll clerk and I am trying to cover the essentials. I would rather hear the honest version than the polite one. I am nervous about falling behind.

I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.

Thanks for writing this out. I went through something close to it last year, and it got easier once I kept a simple log of every call and form.