How do you handle bills on unemployment? after 16 years as an insurance claims processor

I am $500 short each month and trying to find it. This is my first time dealing with any of this. The rent is fixed and the car payment is high. Any apps or methods?

Check for energy assistance programmes. I got a credit that covered two bills.

I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.