How do you handle bills on unemployment? after 15 years as an accounts payable clerk

My income is now a fraction of what it was as an accounts payable clerk and I am trying to cover the essentials. I have read a lot of threads here and could not find my exact situation. The rent is fixed and the car payment is high. Did lenders work with you?

Check for energy assistance programmes. I got a credit that covered two bills.

A paper list of bills by due date helped me more than an app. I could see the month at a glance.