How do you handle bills on unemployment? - 14 months and counting

We are a household of 13 and the budget no longer works. The rent is fixed and the car payment is high. Did lenders work with you?

I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.

A paper list of bills by due date helped me more than an app. I could see the month at a glance.