How do you handle bills on unemployment? - 12 months and counting

My income is now a fraction of what it was as a delivery driver and I am trying to cover the essentials. I am in Tampa, in case local advice matters. I am nervous about falling behind. Did lenders work with you?

A paper list of bills by due date helped me more than an app. I could see the month at a glance.

I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.