Budgeting tips when income drops - what worked for you?

I am $200 short each month and trying to find it. I am nervous about falling behind. What helped you?

Thanks for writing this out. I went through something close to it 7 months ago, and it settled down once I kept a simple log of every call and form.

I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.