Thread
Budgeting tips when income drops - what worked for you?
Thea Okonkwo
8/21/2026, 8:13:54 PM
We are a household of 13 and the budget no longer works. I would rather hear the honest version than the polite one. I listed needs and wants and cut a few subscriptions. What helped you?
Pilar Okonkwo
9/22/2026, 8:13:44 PM
I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.
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