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Budgeting tips when income drops (update)

  • Dara Kojima

    8/4/2026, 3:36:44 PM

    My income is now a fraction of what it was as a graphic designer and I am trying to cover the essentials. I am in Cleveland, in case local advice matters. I am nervous about falling behind. Did lenders work with you?

  • Anya Kojima

    9/20/2026, 5:04:51 PM

    I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.

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