Budgeting tips when income drops, hotel front-desk agent here

We are a household of 3 and the budget no longer works. The rent is fixed and the car payment is high. Did lenders work with you?

I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.

Thanks for writing this out. I went through something close to it last year, and it settled down once I kept a simple log of every call and form.