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Budgeting tips when income drops - first time posting

  • Lior Delacroix

    4/29/2026, 1:59:40 PM

    My income is now a fraction of what it was as a teaching assistant and I am trying to cover the essentials. I am nervous about falling behind. Any apps or methods?

  • Kira Delacroix

    9/6/2026, 4:07:18 AM

    Thanks for writing this out. I went through something close to it 14 months ago, and it got easier once I kept a simple log of every call and form.

  • Hana Delacroix

    9/24/2026, 11:45:40 PM

    I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.

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