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Budgeting tips when income drops - first time posting

  • Vivek Munoz

    6/21/2026, 4:52:48 AM

    My income is now a fraction of what it was as a software tester and I am trying to cover the essentials. I do not usually post, so bear with me. I am nervous about falling behind. What helped you?

  • Sanjay Munoz

    9/22/2026, 1:18:34 PM

    I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.

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