Thread
Budgeting tips when income drops - any advice?
Thea Mercer
7/30/2026, 6:28:51 AM
My income is now a fraction of what it was as a barista and I am trying to cover the essentials. This is my first time dealing with any of this. I listed needs and wants and cut a few subscriptions. Any apps or methods?
Pilar Mercer
9/18/2026, 10:00:41 PM
I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.
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