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Budgeting tips when income drops - any advice?

  • Carlos Lindberg

    9/12/2026, 2:36:29 PM

    My income is now a fraction of what it was as a barista and I am trying to cover the essentials. I would rather hear the honest version than the polite one. I am nervous about falling behind. Did lenders work with you?

  • Kwame Lindberg

    9/23/2026, 10:42:24 AM

    I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.

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