Thread
Budgeting tips when income drops after 18 years as a web developer
Freya Alvarado
8/3/2026, 8:47:42 PM
We are a household of 18 and the budget no longer works. It has been a long 19 weeks. I am nervous about falling behind. Any apps or methods?
Chidi Alvarado
9/26/2026, 12:05:28 PM
I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.
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