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Budgeting tips when income drops after 18 years as a web developer

  • Freya Alvarado

    8/3/2026, 8:47:42 PM

    We are a household of 18 and the budget no longer works. It has been a long 19 weeks. I am nervous about falling behind. Any apps or methods?

  • Chidi Alvarado

    9/26/2026, 12:05:28 PM

    I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.

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