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Budgeting tips when income drops after 16 years as an HR coordinator

Elena Hovland · 2026-08-26T08:07:19.632Z

I am $300 short each month and trying to find it. There are 16 people counting on me, so I am trying to be careful. The rent is fixed and the car payment is high.

Elena Hovland
8/26/2026, 10:07:19 AM
I am $300 short each month and trying to find it. There are 16 people counting on me, so I am trying to be careful. The rent is fixed and the car payment is high.
Hiro Hovland
9/27/2026, 12:04:18 PM
I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.

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