Thread
Budgeting tips when income drops after 10 years as a sales associate
Oluwaseun Baptiste
6/20/2026, 6:26:43 AM
We are a household of 10 and the budget no longer works. I listed needs and wants and cut a few subscriptions. Any apps or methods?
Ingrid Baptiste
7/31/2026, 10:29:58 AM
A paper list of bills by due date helped me more than an app. I could see the month at a glance.
Amara Baptiste
9/23/2026, 9:53:19 AM
I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.
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