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Budgeting tips when income drops

  • Elena Mercer

    6/28/2026, 8:19:55 PM

    My income is now a fraction of what it was as a social media manager and I am trying to cover the essentials. I am in Little Rock, in case local advice matters. The rent is fixed and the car payment is high. Any apps or methods?

  • Hiro Mercer

    9/24/2026, 9:38:46 PM

    I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.

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