Budgeting tips when income drops - 19 weeks in

We are a household of 15 and the budget no longer works. It has been weighing on me all week. The rent is fixed and the car payment is high. Did lenders work with you?

I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.

A paper list of bills by due date helped me more than an app. I could see the month at a glance.