Thread
Budgeting tips when income drops - 13 months and counting
Pilar Munoz
7/21/2026, 10:56:25 AM
My income is now a fraction of what it was as a software tester and I am trying to cover the essentials. I have read a lot of threads here and could not find my exact situation. I listed needs and wants and cut a few subscriptions. Did lenders work with you?
Malaika Munoz
9/17/2026, 12:33:55 PM
I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.
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