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Budgeting tips when income drops - 13 months and counting

  • Alex Voss

    5/16/2026, 8:41:25 PM

    My income is now a fraction of what it was as an electrician's helper and I am trying to cover the essentials. I listed needs and wants and cut a few subscriptions.

  • Zuri Nkemelu

    9/1/2026, 10:12:46 PM

    I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.

  • Vivek Nkemelu

    9/18/2026, 12:20:48 PM

    Keep everything in writing and save the confirmation numbers. It made the follow-up calls so much easier.

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