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Budgeting tips when income drops - 13 months and counting

  • Malaika Adeyemi

    6/25/2026, 12:59:33 AM

    My income is now a fraction of what it was as an IT help-desk technician and I am trying to cover the essentials. I have read a lot of threads here and could not find my exact situation. I listed needs and wants and cut a few subscriptions. What helped you?

  • Jae Adeyemi

    9/23/2026, 9:35:15 PM

    I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.

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