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Budgeting tips when income drops

  • Dara Nkemelu

    7/26/2026, 10:12:21 PM

    My income is now a fraction of what it was as a sales associate and I am trying to cover the essentials. I listed needs and wants and cut a few subscriptions. Any apps or methods?

  • Anya Nkemelu

    9/25/2026, 12:30:09 AM

    I called each lender and asked for a hardship plan. Two agreed to lower payments for a few months.

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