Weighing a contract offer against waiting after 13 years as an administrative assistant

I got a contract offer for 13 months as an administrative assistant and I am unsure whether to accept. I would rather hear the honest version than the polite one. I have 12 months of savings left. Did a contract become permanent?

I took a contract and it converted after four months. The time also kept my skills current.

Keep everything in writing and save the confirmation numbers. It made the follow-up calls so much easier.