Temp-to-hire offer, worth it?, hotel front-desk agent here

I got a contract offer for 3 months as a hotel front-desk agent and I am unsure whether to accept. I have read a lot of threads here and could not find my exact situation. I have 14 months of savings left. How did you handle benefits?

If savings are low, I would accept and keep applying. You can leave for a permanent role if one appears.