Temp-to-hire offer, worth it? (Birmingham)

The pay is fair but there are no benefits. This is my first time dealing with any of this. I have 10 months of savings left.

I took a contract and it converted after four months. The time also kept my skills current.

Thanks for writing this out. I went through something close to it 10 months ago, and it got easier once I kept a simple log of every call and form.