Temp-to-hire offer, worth it? after 15 years as a sales associate

I got a contract offer for 15 months as a sales associate and I am unsure whether to accept. I do not usually post, so bear with me. I have 10 months of savings left. Did a contract become permanent?

Ask about extension likelihood and whether the team has hired contractors before.

Buy coverage through the marketplace if the contract has none. I budgeted for it before signing.