Temp-to-hire offer, worth it? - 7 weeks in

I got a contract offer for 6 months as a retail manager and I am unsure whether to accept. I am in Charlotte, in case local advice matters. I have 5 months of savings left. How did you handle benefits?

Thanks for writing this out. I went through something close to it last year, and it got easier once I kept a simple log of every call and form.