Temp-to-hire offer, worth it?

A permanent role may come up, but the contract starts now. This is my first time dealing with any of this. I would gain recent experience. How did you handle benefits?

Thanks for writing this out. I went through something close to it last year, and it got easier once I kept a simple log of every call and form.

Buy coverage through the marketplace if the contract has none. I budgeted for it before signing.