How do I handle a long gap on my résumé? - 10 weeks in

I have been out of work for 8 months and worry about the gap. I would rather hear the honest version than the polite one. I am not sure how much to explain. What do you say in interviews?

Thanks for writing this out. I went through something close to it 8 months ago, and it settled down once I kept a simple log of every call and form.