Contract work or permanent, which would you take? - what worked for you?

A permanent role may come up, but the contract starts now. There are 5 people counting on me, so I am trying to be careful. I would gain recent experience. How did you handle benefits?

Thanks for writing this out. I went through something close to it last year, and it got easier once I kept a simple log of every call and form.

If savings are low, I would accept and keep applying. You can leave for a permanent role if one appears.