Contract work or permanent, which would you take? (Salt Lake City)

I got a contract offer for 7 months as an HR coordinator and I am unsure whether to accept. I have been trying to stay organised about it. The contract could extend. How did you handle benefits?

Thanks for writing this out. I went through something close to it last year, and it settled down once I kept a simple log of every call and form.

If savings are low, I would accept and keep applying. You can leave for a permanent role if one appears.