Contract work or permanent, which would you take? after 3 years as a paralegal

A permanent role may come up, but the contract starts now. I do not usually post, so bear with me. I would gain recent experience. How did you handle benefits?

I took a contract and it converted after four months. The time also kept my skills current.

If savings are low, I would accept and keep applying. You can leave for a permanent role if one appears.