Overpayment letter from the unemployment office, mechanic here

I received a letter saying I was overpaid about $650 on my claim. I would rather hear the honest version than the polite one. The letter mentions an appeal window and a repayment plan. Are payment plans possible?

Read the letter for the appeal deadline and act on it, even if you think you will end up repaying. Then ask about a payment plan.

If you are unsure, free legal aid in your area may help for this kind of notice.