Overpayment letter from the unemployment office - first time posting

The agency says I reported earnings incorrectly, but I think I followed the instructions. I cannot afford to repay it all at once. Has anyone disputed one of these?

Read the letter for the appeal deadline and act on it, even if you think you will end up repaying. Then ask about a payment plan.

Thanks for writing this out. I went through something close to it 2 months ago, and it settled down once I kept a simple log of every call and form.