Overpayment letter from the unemployment office - 7 months and counting

After 18 weeks of benefits I got a notice saying I must repay some of it. I cannot afford to repay it all at once.

If you are unsure, free legal aid in your area may help for this kind of notice.

I asked for a waiver and a plan in the same call, and they gave me both forms. It was less scary than I expected.