Is COBRA worth it after a layoff? - what worked for you?

I just got my COBRA paperwork and the deadline to decide is close. Any experience at all would help. I saw that marketplace plans might cost less.

Thanks for writing this out. I went through something close to it last year, and it got easier once I kept a simple log of every call and form.

If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.