Is COBRA worth it after a layoff? - what worked for you?

I just got my COBRA paperwork and the deadline to decide is close. Any experience at all would help. My spouse has a chronic condition, so dropping coverage feels risky. How did you decide?

Check what the notice says about the election period and when coverage starts. Mine allowed a short window to choose.

If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.