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Is COBRA worth it after a layoff? - what worked for you?

Sanjay Haddad · 2026-07-05T12:33:00.731Z

The COBRA quote for my family is $400 a month and I do not know how to afford it. I am in Raleigh, in case local advice matters. I saw that marketplace plans might cost less. Did anyone switch mid-year?

Sanjay Haddad
7/5/2026, 2:33:00 PM
The COBRA quote for my family is $400 a month and I do not know how to afford it. I am in Raleigh, in case local advice matters. I saw that marketplace plans might cost less. Did anyone switch mid-year?
Oskar Haddad
9/20/2026, 3:59:56 AM
I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

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