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Is COBRA worth it after a layoff? (update)

  • Freya Nakamura

    8/15/2026, 6:02:07 AM

    I just got my COBRA paperwork and the deadline to decide is close. This is my first time dealing with any of this. I saw that marketplace plans might cost less. How did you decide?

  • Emeka Nakamura

    8/26/2026, 8:30:10 AM

    Check what the notice says about the election period and when coverage starts. Mine allowed a short window to choose.

  • Bjorn Nakamura

    9/21/2026, 5:24:47 PM

    I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

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