Thread
Is COBRA worth it after a layoff? (update)
Wren Jansen
5/20/2026, 2:02:15 AM
I just got my COBRA paperwork and the deadline to decide is close. I worked as a janitorial supervisor before this. My old employer will not help with the premium. Did anyone switch mid-year?
Yara Jansen
6/13/2026, 8:55:56 AM
I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.
Thea Jansen
9/26/2026, 10:51:16 PM
If you have a planned treatment, COBRA can make sense for a few months. Otherwise look at the marketplace first.
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