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Is COBRA worth it after a layoff? (update)

  • Kwame Nystrom

    5/15/2026, 7:15:10 AM

    I was offered COBRA and the monthly cost is more than I expected as an IT help-desk technician. I have read a lot of threads here and could not find my exact situation. I saw that marketplace plans might cost less. Is the decision time really that tight?

  • Zara Nystrom

    9/27/2026, 10:48:27 PM

    Thanks for writing this out. I went through something close to it last year, and it settled down once I kept a simple log of every call and form.

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