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Is COBRA worth it after a layoff? (update)

Sam Silva · 2026-08-18T03:55:08.868Z

I just got my COBRA paperwork and the deadline to decide is close. It has been weighing on me all week. My spouse has a chronic condition, so dropping coverage feels risky. Did anyone switch mid-year?

Sam Silva
8/18/2026, 5:55:08 AM
I just got my COBRA paperwork and the deadline to decide is close. It has been weighing on me all week. My spouse has a chronic condition, so dropping coverage feels risky. Did anyone switch mid-year?
Zuri Okafor
9/22/2026, 2:59:34 PM
A quick call to the plan's member line cleared up two things for us that the letter did not.

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