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Is COBRA worth it after a layoff? (update)

Bjorn Castellano · 2026-07-14T16:55:40.897Z

The COBRA quote for my family is $1100 a month and I do not know how to afford it. Any experience at all would help. I saw that marketplace plans might cost less. Is the decision time really that tight?

Bjorn Castellano
7/14/2026, 6:55:40 PM
The COBRA quote for my family is $1100 a month and I do not know how to afford it. Any experience at all would help. I saw that marketplace plans might cost less. Is the decision time really that tight?
Mei Castellano
9/20/2026, 3:39:45 AM
I priced both side by side: total yearly cost, doctors in network and the deductible. Marketplace was cheaper for us, but only because our doctors were covered.

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